You are talking about the loan loss reserve, Wallace. Yes. Yeah. I think that we’ve talked for awhile of wanting it to kind of level out right in the 120 range. I guess we ended the quarter a couple ticks below that at 118. That’s still kind of our view forward. And that the provisioning this quarter kind of reflects what we’re thinking relative again to loan growth and less reserve release going forward. So it’s not exactly right on the nose, but that’s kind of that area where we’re most comfortable at this point and are looking for it to kind of stay there. So maybe whether -- from our perspective would a way to think about at the, maybe somewhere between the 115 to 120 is probably relatively good number given the current environment? I think that the reasonable place to look, yeah. Given what we’ve done in the past in the way that our methodology works as we know it. I think that’s probably right. I mean, we don’t have a whole lot of larger credits left with any big specific reserves that would get pushed out of there, they were either charged-off or paid down or paid-off. So some of that kind of experience that’s driven the reserve down in the past is pretty close to do not exist and so I think that’s another element that kind of under the surface. Okay. And then last question along the line. Well, just on the credit side, I’ll ask this question and you can answer generally or specifics to a category. But Dan, you had mentioned, seeing the construction environment heating up? Are you seeing any competitors starting to loosen their underwriting standards or is the competition still more on price and structure? Are you talking about on the mortgage construction side? Yeah or if you are seeing in another categories I’d love to hear? Yeah, I would say generally it’s still more on the price and price structure side, a willingness to move out on the fixed rate curve a little further out than we would in this current environment, more so than it is on the credit quality front. Okay. And that was -- that would be the case both commercially as well as residential. Okay. Thank you. Yeah. Thanks Wallace.